DeeEl's Mo Chroí Scríofa

Health Care Bill = Health Crisis

Terri Carlson wants her 15 minutes of fame and she wants publicity.  Well, I give her publicity here and on Twitter.  Just not the kind she wants.  She lives in California and has been setting up YouTube videos to find herself a husband.  Some may think this a novel idea.  She doesn’t want a husband to love, nor does she want his money.  Ms. Carlson is looking for a man to marry her and add her to his insurance.  She completed a segment on the CBS Morning Show this morning again, begging for a husband.  She did not say what her medical condition is, but on her YouTube this morning before taking her flight she showed she was taking her medical test results with her as proof that the is ill.  She is averring that she, a professed Republican, should be the poster child for President Obama’s health care reform bill.  She has a job working for a disabilities group, but they do not offer health insurance.  She has been buying Cobra Insurance (which everyone will attest to is very expensive), but it runs out in a year.  She feels she must marry someone within a year and be added to his insurance in order to maintain her health care.

Ms. Carlson wants to see the entire bill go through so she will not be denied health care.  I sent her a note via her website.  I spelled out how she is wrong.  This is a selfish act on her part.  I believe that she is aware of this.  She keeps stating this is all fer HER to be able to get benefits.  She does not have other people in mind as she sets out on her talk show arena.  I have blogged in the past about this health care reform bill.  I have read more of it than the politicians we are relying on to vote on our behalf.  The only good thing in the bill as it is written is the section that will make it illegal for insurance companies to deny someone benefits due to a pre-existing condition.  However, Ms. Carlson does not take into consideration that this bill will force everyone to buy insurance even if they cannot afford it.  Yes, there will be some allowance, but they are not very good ones.

In order for this to work, the government needs to revamp many areas, including the Americans with Disabilities Act.  President Obama has had one goal since running for office ~ Health Care Reform.  I watched him and listened to him as I was in favor of this myself.  I did not give into the belief that his reform would bring about euthanasia.  I did not listen to anyone but Mr. Obama.  Unfortunately, it was his words during his address to the Senate in September that turned me against his bill.  He is in a hurry to get this through in order to help a few people he has been trying to help since he first went into politics.  However, he too has missed the big picture, the helping of ALL Americans.  Until all Americans, or at least the largest population of Americans can benefit, this bill needs to be rewritten.  Doctors can increase their costs for people without insurance while charging insurance companies the minimal.  Alcoholics can get disability when alcoholism is their only disability, but people with heart disease and Meniere’s Disease cannot.  This is not a perfect country and the government only wants to put a coat of paint on a decaying wall.

Health Care ~~ Health Disaster

For more than a year, since Mr. Obama began talking about health care reform on the campaign trail, I have listened intently with what he had to say. Half in hope, half in caution I drank in the speeches and listened to all the flowery, sweet-smelling words. Having dabbled in politics years ago and from just being an American citizen, I know better than to put full faith in promises made on the campaign trail. I had to reign in my hopefulness a bit, but I did hope.

Older than his run for the White House is Mr. Obama’s push for health care reform. In fact, this has been his passion from his days in the Senate. It seems that he has had a strong desire to improve a basic need of the citizens in this country. Looking back over Mr. Obama’s past speeches I found that he has mentioned America’s need for health care for at least the past three years.

As president of the United States, Mr. Obama found firmer footing to build his health care reform platform. He met with much opposition and rumors as to the actual truth about his proposal. One of the more prominent rumors was that the proposal was designed to euthanize the elderly. I am not given to follow idle rumors and chose to listen to the words of the one laying the plans.

My hopes continued to grow each time I listened to the president’s speeches addressing healthcare reform. All my adult life I have had health insurance through the jobs I have held. Mostly I would use this insurance for regular check-ups and examinations on the occasion I would become ill. In November 2004, I first presented with the chronic illness of Meneire’s Disease. For the first time I needed full use of my purchased health insurance. Instead of my insurance being a useful tool, it became a source of stress.

Working for a company with less than 20 employees each year our medical co-pay increased drastically. Only a handful subscribed to the insurance and only one of those had a chronic illness. I became downcast upon reading the memo from the insurance company that the reason for the increase was over use to the medical insurance in our company. I and the others knew who was to blame. My response was that it just doesn’t pay to get sick in this country.

October 2008, I lost my job due to the recession. I was given the papers to apply for the standard COBRA insurance that is offered to all insured employees who lose or leave their jobs for whatever reason thereby losing their medical insurance as well. This insurance is generally much more expensive than what one has been paying especially if the company has been paying part or all of the insurance coverage. On top of the added expense a person is expected to pay the fees minus the income they have been accustomed to receiving.

Unable to afford the cost of this insurance I began shopping around for insurance I could afford. My biggest obstacle is my pre-existing condition. All of the insurances are pretty much the same ~ buy the insurance for a year without them covering the pre-existing condition and at the end of the year they will let you know IF they will cover said condition. Chances are if you see a doctor or purchase medications regularly (which you do with chronic illnesses) you will NOT be covered after that year. Then you have wasted a year and all the money used to purchase the insurance.

Thanks to the wonderful world of the internet I have friends all over the world. Over the past eleven months I have chatted with them and on occasion mentioned that I had to cancel doctor appointments because I couldn’t’ afford to go. Those who live in countries with national insurance coverage couldn’t understand why I couldn’t afford to see the doctor. I would explain that our country doesn’t care enough to provide decent medical care for its citizens.

Several years ago I was classified as indigent and treated at the Health Department. We do have one clinic in town for those without insurance which charges on a sliding scale. However, they have a three month wait to see a doctor. At the Health Department the doctor refused to provide medication for my asthma, told me I had an upper respiratory infection and gave me a flu shot. No antibiotics or anything else to treat the infection. I got sicker until I passed out in congregation. A nurse and doctor in the congregation came to my aid. They were both appalled that the doctor would give me a flu shot while I was ill and not provide medications to get better. While I applied for TennCare at the time, I was denied the insurance. Since I was ill, I let the matter drop. Months later I was told by an employee at the Health Department that everyone is denied when they first apply. It is only in appealing that TennCare is granted.

Incidents like this are why I have been in favor of Mr. Obama’s health care reform. However, I changed my opinion when he addressed the Senate on September 9th. I originally planned to write this the day after, but came down with the flu and was in bed for several days. However, while I watched the speech I became doubtful and yes, even angry.

Mr. Obama and the others putting this together, in my opinion, are looking at it from the point of view of those who do not have a chronic illness and have never had to make a choice between purchasing their needed medications or groceries. The way I am reading this healthcare reform, it has way too many holes in it to be of good use to those who could truly benefit and need coverage.

It is my understanding that Mr. Obama wants to make medical insurance mandatory for all citizens the way auto insurance is mandatory for all drivers. To me, this is one more way the government is trying to control the citizens. If you can’t afford the insurance, you can get a waiver so you don’t have to have it. How does this help when many of those who can’t afford the insurance are the ones who really need it?

One big issue for me that Mr. Obama talked about was the coverage for pre-existing conditions. Again, Mr. Obama and his people don’t have a clue what they are doing or saying. Yes, he may make it illegal for an insurance company to deny coverage due to a pre-existing condition, but that doesn’t mean that have to cover the condition. I have been on this road for almost a year now and I am not buying what he is selling.

The United States is one of the richest countries in the world and yet she can’t take care of her own people. There are government employees, at all levels, making at and below poverty level. Wealthy celebrities go to other countries to adopt poor babies to give them a “good” home instead of adopting poor children in this country. I would love to see things come together to show that the United States government really does care about ALL its legal citizens. Right now, from where I stand, I only see the rich getting richer; the poor getting poorer; the healthy remaining healthy and the sick dying.